Liability coverage is a fundamental component of motorcycle insurance. It provides financial protection if you are found responsible for causing bodily injury or property damage to others while riding your motorcycle. This coverage helps cover legal fees, medical expenses, and other related costs resulting from a liability claim against you.

Property damage coverage helps protect against the cost of repairing or replacing other people’s vehicles or property that you damage in an accident. This coverage is particularly important if you are at fault in an accident and need to cover the costs of repairing someone else’s vehicle or property.

Uninsured/underinsured motorist coverage is recommended for motorcycle owners in Michigan. It provides protection in the event that you are involved in an accident with a driver who doesn’t have insurance or has insufficient coverage. This coverage helps ensure that you are adequately protected financially when dealing with uninsured or underinsured motorists.

Personal Injury Protection (PIP) coverage is required for motorcycles in Michigan. PIP helps cover medical expenses, lost wages, and other related costs if you are injured in a motorcycle accident, regardless of fault. It provides crucial support for medical treatment and recovery.

Comprehensive coverage protects your motorcycle against non-collision-related incidents such as theft, vandalism, fire, or natural disasters. This coverage helps cover the cost of repairing or replacing your motorcycle in case of covered incidents.

Collision coverage helps cover the cost of repairing or replacing your motorcycle if it is damaged in a collision with another vehicle or object, regardless of fault. This coverage is especially important if you have a newer or valuable motorcycle that would be costly to repair or replace.